Get started

Life’s short.
Don’t wait for payday.

Access your pay early!

 

We're changing the way people get paid. Your money, when you need it.



Access the money you've already earnt instantly.


When life happens, why wait til pay day? With MyPayNow you can access up to ... of your pay early, each pay cycle. With real-time deposits, you can get the cash you need to get back on track in just ...! Whatever your situation, we've got you covered.

How our pay on demand app works


Quick and simple…create an account in minutes!

1Create account

Setup your account and tell us a bit about your employment and salary so we can tell you how much of your wage you can access today.

2Get your money

Choose how much you want - if you need more later, simply request it!

3Repay and repeat

The money you accessed is automatically deducted from your next pay. Your MyPayNow balance resets, and you can grab another advance when you need it.

Need more time? Flexible payment options now available (up to a maximum of 62 days).

 

Get access to your pay in under a minute


Using the same technology as your bank, MyPayNow deposits the money you request into your bank account in an instant - 24/7. No need to wait. Just your money, when you need it most.

One flat rate. No hidden fees or annoying interest. Ever.


At MyPayNow, we keep it simple. Each advance you request is charged a one-off ...% fee. That's just $... for every $100 you advance. Simple, right?

 
Calculate how much you can get ↓
 
 
 

Every:

 

You can access
up to
$150 per week!




*T&C's apply

 

Changing the way people get paid


Join the thousands of Aussies already accessing their wages in real-time. Here's what some of our users have to say.

 

★★★★★

Couldn't believe how easy it was, money was in my account instantly. I requested for the repayment to be split into two payments which was accepted straight away...would highly recommend MyPayNow.

Kylie Q

★★★★★

Excellent service with minimal fees! Money in my account instantly...such a great option to ease financial stress when you are needing some extra $$$ before payday.”

Michelle D

★★★★★

This is the house of seamless funds, cheaper than an ATM, and convenient for getting the funds from the comfort of my home. A fairly new company that is by far the best in the market. I would recommend MyPayNow to anyone who wants access to their wages with flexibility and freedom.

Chris F

★★★★★

This company is so helpful, the team is always nice and understanding. I would recommend them to anyone out there looking at a service like MyPayNow, I cannot fault them!

Andrew

★★★★★

I can't thank MyPayNow enough, they have got me out of many terrible situations! As a single parent, sometimes I need money for my children and just everyday living costs. Just remember this company is here to help you at any moment any time. Don't stress out when you can't afford fuel or the day comes when you need an urgent dental appointment. It has happened to me and honestly, I'm so grateful to have this help thank you guys keep up the great work.

Shaun P

★★★★★

The Customer Service team at MyPayNow is excellent! I had a couple of issues that I emailed the customer service team about and the problem was solved very quickly and efficiently.

Timothy K

★★★★★

MyPayNow has been an extremely convenient and reliable service to use. I have recommended them to everyone I know. It has been a lifesaver and I rate it 10/10.

Karly

★★★★★

A very good and reliable way to access money early. Never failed me and is easy to use, which takes away the stress of upcoming bills. Would certainly recommend to anyone looking for this type of product.

Marco

★★★★★

This app has helped me in good times and bad times...but what it's done the most, is help me get on top of my finances in advance.

Peter

★★★★★

Couldn't believe how easy it was, money was in my account instantly. I requested for the repayment to be split into two payments which was accepted straight away...would highly recommend MyPayNow.

Kylie Q

★★★★★

Excellent service with minimal fees! Money in my account instantly...such a great option to ease financial stress when you are needing some extra $$$ before payday.”

Michelle D

★★★★★

This is the house of seamless funds, cheaper than an ATM, and convenient for getting the funds from the comfort of my home. A fairly new company that is by far the best in the market. I would recommend MyPayNow to anyone who wants access to their wages with flexibility and freedom.

Chris F

★★★★★

This company is so helpful, the team is always nice and understanding. I would recommend them to anyone out there looking at a service like MyPayNow, I cannot fault them!

Andrew

★★★★★

I can't thank MyPayNow enough, they have got me out of many terrible situations! As a single parent, sometimes I need money for my children and just everyday living costs. Just remember this company is here to help you at any moment any time. Don't stress out when you can't afford fuel or the day comes when you need an urgent dental appointment. It has happened to me and honestly, I'm so grateful to have this help thank you guys keep up the great work.

Shaun P

★★★★★

The Customer Service team at MyPayNow is excellent! I had a couple of issues that I emailed the customer service team about and the problem was solved very quickly and efficiently.

Timothy K

★★★★★

MyPayNow has been an extremely convenient and reliable service to use. I have recommended them to everyone I know. It has been a lifesaver and I rate it 10/10.

Karly

★★★★★

A very good and reliable way to access money early. Never failed me and is easy to use, which takes away the stress of upcoming bills. Would certainly recommend to anyone looking for this type of product.

Marco

★★★★★

This app has helped me in good times and bad times...but what it's done the most, is help me get on top of my finances in advance.

Peter

Join the revolution.
Download the app today!