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Life’s short.
Don’t wait for payday.

Access your pay early!

 

We're changing the way people get paid. Your money, when you need it.



Access your pay when you need it.


When life happens, why wait until pay day? With MyPayNow you can access up to a quarter of your pay early via a wage advance (max $2,000). Once approved, we use real-time payments to send the cash you need in seconds!

Sent via Osko (NPP). Availability depends on the receiving bank; delays may occur.

How our wage advance app works


Quick and simple…create an account in minutes!

1Create account

Setup your account and tell us a bit about your employment and salary so we can confirm your eligibility and show you how much you can access today.

2Get your money

Choose from one of four preset amounts up to your approved limit. Once approved, we send your advance in seconds - 24/7 (via Osko/NPP).

3Repay on payday

Your repayment is automatically deducted on your scheduled repayment date via direct debit. Need more time? You may be able to split or delay your repayment in the app.


Terms, conditions and eligibility apply.

 

Get access to your pay early in seconds


Using the latest payment technology, MyPayNow sends your approved pay advance in seconds - 24/7. Money when you need it most.

Quick and easy! Fast payments. No surprises.


At MyPayNow we keep it simple. Sign up is easy and, once approved, we send payments in seconds – 24/7.

 
Calculate how much you can get ↓
 
 

You can access
up to
$150 per week*!




*Terms, conditions and eligibility apply

 

Changing the way people get paid


Join the thousands of Aussies already accessing their wages in real-time. Here's what some of our users have to say.

 
★★★★★
Couldn't believe how easy it was, money was in my account instantly. I requested for the repayment to be split into two payments which was accepted straight away...would highly recommend MyPayNow.
Kylie Q
★★★★★
Excellent service with minimal fees! Money in my account instantly...such a great option to ease financial stress when you are needing some extra $$$ before payday.
Michelle D
★★★★★
This is the house of seamless funds, cheaper than an ATM, and convenient for getting the funds from the comfort of my home. A fairly new company that is by far the best in the market. I would recommend MyPayNow to anyone who wants access to their wages with flexibility and freedom.
Chris F
★★★★★
This company is so helpful, the team is always nice and understanding. I would recommend them to anyone out there looking at a service like MyPayNow, I cannot fault them!
Andrew
★★★★★
I can't thank MyPayNow enough, they have got me out of many terrible situations! As a single parent, sometimes I need money for my children and just everyday living costs. Just remember this company is here to help you at any moment any time. Don't stress out when you can't afford fuel or the day comes when you need an urgent dental appointment. It has happened to me and honestly, I'm so grateful to have this help thank you guys keep up the great work.
Shaun P
★★★★★
The Customer Service team at MyPayNow is excellent! I had a couple of issues that I emailed the customer service team about and the problem was solved very quickly and efficiently.
Timothy K
★★★★★
MyPayNow has been an extremely convenient and reliable service to use. I have recommended them to everyone I know. It has been a lifesaver and I rate it 10/10.
Karly
★★★★★
A very good and reliable way to access money early. Never failed me and is easy to use, which takes away the stress of upcoming bills. Would certainly recommend to anyone looking for this type of product.
Marco
★★★★★
This app has helped me in good times and bad times...but what it's done the most, is help me get on top of my finances in advance.
Peter
★★★★★
Couldn't believe how easy it was, money was in my account instantly. I requested for the repayment to be split into two payments which was accepted straight away...would highly recommend MyPayNow.
Kylie Q
★★★★★
Excellent service with minimal fees! Money in my account instantly...such a great option to ease financial stress when you are needing some extra $$$ before payday.
Michelle D
★★★★★
This is the house of seamless funds, cheaper than an ATM, and convenient for getting the funds from the comfort of my home. A fairly new company that is by far the best in the market. I would recommend MyPayNow to anyone who wants access to their wages with flexibility and freedom.
Chris F
★★★★★
This company is so helpful, the team is always nice and understanding. I would recommend them to anyone out there looking at a service like MyPayNow, I cannot fault them!
Andrew
★★★★★
I can't thank MyPayNow enough, they have got me out of many terrible situations! As a single parent, sometimes I need money for my children and just everyday living costs. Just remember this company is here to help you at any moment any time. Don't stress out when you can't afford fuel or the day comes when you need an urgent dental appointment. It has happened to me and honestly, I'm so grateful to have this help thank you guys keep up the great work.
Shaun P
★★★★★
The Customer Service team at MyPayNow is excellent! I had a couple of issues that I emailed the customer service team about and the problem was solved very quickly and efficiently.
Timothy K
★★★★★
MyPayNow has been an extremely convenient and reliable service to use. I have recommended them to everyone I know. It has been a lifesaver and I rate it 10/10.
Karly
★★★★★
A very good and reliable way to access money early. Never failed me and is easy to use, which takes away the stress of upcoming bills. Would certainly recommend to anyone looking for this type of product.
Marco
★★★★★
This app has helped me in good times and bad times...but what it's done the most, is help me get on top of my finances in advance.

Join the revolution.
Download the app today!