Find out how Aussies are accessing their wage in real-time

Step 1. Sign up

Registering is quick, easy and secure.

Fill in your details and answer some quick questions about your employment. Once done, our cutting edge artificial intelligence (AI) technology will do all the work in the background to calculate how much of your wage you can access through MyPayNow.

CreateAccount

Step 2. Request and receive

Your money, when you need it most. Whenever, wherever, 24/7.

Access the money you've already earnt. With no limits on the number of requests you can make each pay cycle, you can grab what you need, when you need it (from as little as $50 all the way up to a quarter of your wage). The best bit? Your money will hit your account within 60 seconds. It's your money after all!

GetPay

Step 3. Repay and repeat

No fuss repayments so you can always access your money when you need it.

The money you accessed is automatically deducted from your next pay via direct debit. Your MyPayNow balance resets, and you can grab another advance when you need it. Remember: there are no late fees ever! Once processed, you'll be good to go again.

Need more time? Flexible repayment options now available.

PhoneScreen_payGif

Step 1. Sign up

Registering is quick, easy and secure.

Fill in your details and answer some quick questions about your employment. Once done, our cutting edge artificial intelligence (AI) technology will do all the work in the background to calculate how much of your wage you can access through MyPayNow.

Step 2. Request and receive

Your money, when you need it most. Whenever, wherever, 24/7.

Access the money you've already earnt. With no limits on the number of requests you can make each pay cycle, you can grab what you need, when you need it (from as little as $50 all the way up to a quarter of your wage). The best bit? Your money will hit your account within 60 seconds. It's your money after all!

Step 3. Repay and repeat

No fuss repayments so you can always access your money when you need it.

The money you accessed is automatically deducted from your next pay via direct debit. Your MyPayNow balance resets, and you can grab another advance when you need it. Remember: there are no late fees ever! Once processed, you'll be good to go again.

Need more time? Flexible repayment options now available.

smiley-pin

No credit checks

No credit checks, no employer contact. It's your money, we just help you access it sooner.

phone-in-hand

Simple signup

Our no fuss digital signup keeps things quick and simple.

castle

Secure

The MyPayNow system uses the same level of encryption and security as your bank.

rocket

NPP Technology

Your money. Your account. 60 seconds, 24/7. Job done.

coins

Multiple transactions

No limits on the number of transactions you make. Grab what you need, when you need it.

credit-card

Automatic repayments

Direct debit repayments mean you can focus on living your best life.

smiley-pin

No credit checks

No credit checks, no employer contact. It's your money, we just help you access it sooner.

phone-in-hand

Simple signup

Our no fuss digital signup keeps things quick and simple.

castle

Secure

The MyPayNow system uses the same level of encryption and security as your bank.

rocket

NPP Technology

Your money. Your account. 60 seconds, 24/7. Job done.

coins

Multiple transactions

No limits on the number of transactions you make. Grab what you need, when you need it.

credit-card

Automatic repayments

Direct debit repayments mean you can focus on living your best life.

Live your best life with MyPayNow

Life doesn't wait ‘til pay day, so why should you? Access your money in an instant for those fun - and not so fun - surprises. Here are some of the ways MyPayNow has come in handy.

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Never. Ending. Baby. Supplies

MPN_Account-Created

Birthday brunch turned into a 1am kebab

MPN_Arrears-Message

Got a ticket running late to work

MPN_Credit-Card-Payment

We went shopping for plants and came home with a TV (and plants)

emojis_MPN_20

Your friend ordered lobster and "forgot their wallet"

emojis_MPN_100

Cause Aussies love their smashed avo

emojis_MPN_404

Never. Ending. Baby. Supplies

MPN_Account-Created

Birthday brunch turned into a 1am kebab

MPN_Arrears-Message

Got a ticket running late to work

MPN_Credit-Card-Payment

We went shopping for plants and came home with a TV (and plants)

emojis_MPN_20

Your friend ordered lobster and "forgot their wallet"

emojis_MPN_100

Cause Aussies love their smashed avo

emojis_MPN_404

Never. Ending. Baby. Supplies

MPN_Account-Created

Birthday brunch turned into a 1am kebab

MPN_Arrears-Message

Got a ticket running late to work

MPN_Credit-Card-Payment

We went shopping for plants and came home with a TV (and plants)

emojis_MPN_20

Your friend ordered lobster and "forgot their wallet"

emojis_MPN_100

Cause Aussies love their smashed avo

emojis_MPN_404

Never. Ending. Baby. Supplies

MPN_Account-Created

Birthday brunch turned into a 1am kebab

MPN_Arrears-Message

Got a ticket running late to work

MPN_Credit-Card-Payment

We went shopping for plants and came home with a TV (and plants)

emojis_MPN_20

Your friend ordered lobster and "forgot their wallet"

emojis_MPN_100

Cause Aussies love their smashed avo

Frequently asked questions

What identification documents do you accept?
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Currently the system will only accept an open drivers licence, Medicare card or Australian passport. We cannot accept proof of age cards or a learners licence.
How much can I advance?
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MyPayNow allows you to advance up to a quarter of your next wage. If you are a regular user of our service, you may be able to advance more of your wage in the future.
When do I pay back the advance?
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Your advance will be debited from your account on the day of your next wage. You don't need to lift a finger! You will then be able to request new advances through the MyPayNow app.
How much does MyPayNow cost?
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MyPayNow charges a one-off flat-rate service charge of 5% of the advanced wage amount. For example, if you request an advance of $100, our charge is only $5.00.

Have more questions? Read more FAQs

Download MyPayNow