Short month. BIG REWARDS.

There’s no limit to how many friends you can refer, or how much you can earn.

REFER FRIENDS *Terms and conditions, including eligibility criteria apply. Ends 11.59pm AEST February 28 2026.

What you need to do…

Step 1. Head to the menu bar in the MyPayNow app and hit "Refer a friend"

Step 2. Share your unique link or code with your friends!

There’s no limit to how many people you can refer!

REFER A FRIEND

What your friend needs to do…

Step 1. Click on the link you’ve sent them

Step 2. Create an account and be approved

Step 3. Take a wage advance!

Then you’ll receive $100 and your friend scores $50 instantly!

REFER A FRIEND

Got questions?

💸 How can I earn money through refer a friend?

In summary, here's how it works:

(1) You must be signed up to MyPayNow, with a linked bank account.
(2) Login, then head to the "Refer a friend" tab in the menu bar.
(3) Share your unique link or code with your friends and family

Once they sign up via your unique link or code, get approved and take a wage advance (all before the end of Feb), you’ll receive $100 and your friend scores $50 instantly!

Full terms and conditions can be found here: https://mypaynow.com.au/blog/pages/raf-tcs/

👥 I’m a new customer, can I earn money through refer a friend?

Absolutely! Simply sign up and follow the steps outlined above.

📱 Do I need to have taken a wage advance to start earning?

If you want to refer friends and earn, you do not need to have taken a wage advance before, you just need to have an account and linked your bank account. However, you will not receive $100 unless your friend signs up, is approved and takes a wage advance.

💰 Is there a limit to how much I can earn?

Nope! The more friends you refer, the more you earn! As long as everyone you refer is approved and takes a wage advance before the end of February, you’ll earn $100 per person.

💬 My friend signed up using my link or code, why haven’t I got my $100 yet?

Wahoo, you’re almost there! You’ll receive your $100 after your friend is approved and takes a wage advance (before the end of February).

🗓 When does the $100/$50 Refer a Friend promotion end?

This Refer a Friend promotion ends at 11.59pm AEST on the 28th February 2026. After this time, the referral bonus will return back to $50 per person.

Or reach out to our friendly customer service team here