You Need a Budget aka YNAB prides itself on teaching you how to manage your money and get ahead – for good. YNAB teach
you how to prioritise and plan so that you have money for the things that are most important to you. Budgeting with YNAB
is all about financing with your eyes open, so you can take steps in the right direction if you don't like what you see.
We've all experienced the pain of splitting a bill at the end of dinner, then spending days or weeks chasing friends to
pay you back. Splitwise saves you the hassle and keeps all balances in one easy to view display so you can track shared
expenses and IOUs in one place, and everyone can easily see what they owe or are owed. Splitwise will help you make sure
expenses owed are returned and you are on top of any adhoc ingoing or outgoing spend.
Don't forget, if things are a little stretched and you need some extra cash to get you through to pay day, access a
portion of your wage in real-time with MyPayNow. Find out more here.