As we come out of isolation it's easy to get caught up in the stream of event invitations, catch-ups and postponed birthday celebrations - with everyone excited to make up for lost time. You can now enjoy being out and about, reconnecting with your favourite people without the worry of an empty wallet.

Maybe dinner is a little more expensive than you thought, or you've realised you CANNOT skip out on your best friend's graduation party. MyPayNow is here to help with the perfect outfit for that post-iso date and shoes that finally went on sale, without the guilt of dipping into your rent money.

To get you in the mood to enjoy your social life (social distancing approved of course), we've put together our top recommendations in each major city for your next girls' night out.

Sydney:

1. Drinks - PS40
2. Eats - Mimi's

Brisbane:

1. Drinks - Saville Row
2. Eats - Same Same

Gold Coast:

1. Drinks - Lockwood Bar
2. Eats - Jimmy Wah's

Melbourne:

1. Drinks - Beneath Driver Lane
2. Eats - Cutler & Co

Perth:

1. Drinks - The Peach Pit
2. Eats - Long Chim

Adelaide:

1. Drinks - Next Door
2. Eats - Shobosho

Canberra:

1. Drinks - Molly
2. Eats - Otis Dining Hall

Darwin:

1. Drinks - The Trader Bar
2. Eats - Oyster Bar

Gone are the days you wait a week to transfer your friend for dinner, access up to 25 per cent (maximum $1250) of your future pay at the touch of a button. Even better, there's no pressure to remember to pay back your advance, as the service automatically takes out your repayment on your pay day – no impact on your credit rating.

Available 24/7 so you don't get stuck skimping on the bill, you can continue to live your best life without the worry of 'going into negatives' or repaying your friend 'later'. Real-time wages in one minute – have access to the money you've already earnt, now.

Because life is worth living.